Terms of Service

1. Agreement to Terms

Welcome to 0Campus. These Terms of Service ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "you", or "your") and 0Campus, operated by Murphy Orji ("we", "us", or "our"), governing your access to and use of the website www.0campus.com and all related services, courses, products, and content (collectively, the "Services").

By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use our Services.

2. Eligibility

You must meet the following requirements to use our Services:

• You must be at least 18 years of age
• You must have the legal capacity to enter into binding contracts
• You must not be prohibited from receiving our Services under applicable laws
• You must provide accurate and complete information during registration
• You must comply with all applicable laws in your jurisdiction

If you are accessing our Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

3. Account Registration and Security

3.1 Account Creation

To access certain features of our Services, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Keep your password secure and confidential
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials. We are not liable for any loss or damage arising from your failure to protect your account information.

3.3 Account Termination

We reserve the right to suspend or terminate your account if you violate these Terms or engage in fraudulent, illegal, or harmful activities. You may terminate your account at any time by contacting us at contactus@0campus.com.

4. Description of Services

0Campus provides IT and cybersecurity certification training services, including:

Disclaimer: Our Services are designed to assist with exam preparation and skill development. We do not guarantee that you will pass any certification exam or obtain any specific certification. Success depends on individual effort, preparation, and examination conditions beyond our control.

5. Purchases, Payments, and Refunds

5.1 Pricing

All prices are displayed in USD (United States Dollars) or GBP (British Pounds) and include applicable taxes unless otherwise stated. We reserve the right to modify pricing at any time. Price changes will not affect orders already placed.

5.2 Payment Terms

Payment must be made in full before accessing purchased Services. We accept major credit cards, debit cards, and other payment methods as indicated on our website. All payments are processed through secure third-party payment processors.

For subscription-based services:

• Billing occurs on a recurring basis (monthly or annually as selected)
• Auto-renewal can be cancelled at any time from your account settings
• Cancellation takes effect at the end of the current billing period
• No refunds for partial subscription periods

5.3 Refund Policy

We offer refunds under the following conditions:

Consumer Rights (UK/EU): Nothing in this refund policy affects your statutory rights under the Consumer Rights Act 2015 (UK), Consumer Contracts Regulations 2013, or EU Consumer Rights Directive. You have the right to cancel most purchases within 14 days without giving a reason.

5.4 Refund Process

To request a refund, email contactus@0campus.com with:

• Your order number or invoice
• Reason for refund request
• Proof of purchase

Refunds are processed within 14 business days and credited to your original payment method.

6. Intellectual Property Rights

6.1 Ownership

All content, materials, and Services provided by 0Campus, including but not limited to:

• Text, graphics, logos, images, videos, and audio
• Study guides, practice questions, and course materials
• Software, code, and website design
• Trademarks, service marks, and brand elements
• Proprietary methodologies and teaching frameworks

are owned by or licensed to 0Campus and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

6.2 Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to:

• Access and use the Services for personal, non-commercial purposes
• Download and print materials solely for your individual study
• View and interact with course content as authorized

6.3 Restrictions

You may NOT:

• Copy, reproduce, distribute, or publicly display our content
• Modify, create derivative works, or reverse engineer our materials
• Share, sell, rent, lease, or sublicense access to our Services
• Remove copyright notices, watermarks, or proprietary markings
• Use automated tools to scrape, crawl, or download content
• Use our content for commercial purposes or training competitors
• Circumvent access controls or security measures

6.4 Copyright Infringement

We respect intellectual property rights. If you believe content on our website infringes your copyright, please contact us at contactus@0campus.com with:

• Description of the copyrighted work claimed to be infringed
• Location of the infringing material on our website
• Your contact information and electronic signature
• Statement of good faith belief and accuracy under penalty of perjury

7. User Conduct and Prohibited Activities

You agree to use our Services responsibly and in compliance with all applicable laws. You agree NOT to:

Violation of these provisions may result in immediate termination of your account, legal action, and reporting to law enforcement authorities.

8. Disclaimers and Warranties

8.2 No Guarantee of Results

We make no guarantees regarding:

• Certification exam pass rates or scores
• Career advancement or employment outcomes
• Specific skill acquisition timelines
• Accuracy or completeness of third-party certification information

Individual results depend on many factors including personal effort, prior knowledge, study habits, and examination conditions beyond our control.

8.3 Third-Party Content

Our Services may contain links to third-party websites or reference third-party materials. We do not endorse, warrant, or assume responsibility for third-party content, products, or services. Your use of third-party services is at your own risk and subject to their terms and policies.

9. Limitation of Liability

9.3 UK/EU Consumer Rights

Nothing in these Terms excludes or limits our liability for:

• Death or personal injury caused by negligence
• Fraud or fraudulent misrepresentation
• Breach of statutory rights under the Consumer Rights Act 2015
• Any other liability that cannot be excluded or limited by law

9.4 Basis of the Bargain

These limitations reflect the allocation of risk between the parties. The limitations will apply even if any limited remedy fails of its essential purpose. You acknowledge that we would not provide the Services without these limitations.

10. Indemnification

You agree to indemnify, defend, and hold harmless 0Campus, Murphy Orji, and our affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from or relating to:

• Your use or misuse of the Services
• Your violation of these Terms
• Your violation of any third-party rights, including intellectual property rights
• Your violation of any applicable laws or regulations
• Any content you submit, post, or transmit through the Services
• Your negligent or wrongful conduct

We reserve the right to assume exclusive defense and control of any matter subject to indemnification, at your expense. You agree to cooperate with our defense of such claims.

11. Dispute Resolution and Governing Law

11.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles.

11.2 Informal Resolution

Before initiating formal proceedings, you agree to first contact us at contactus@0campus.com to seek an informal resolution. We will attempt to resolve the dispute in good faith within 30 days.

11.3 Arbitration (Where Permitted)

If informal resolution fails and where permitted by law, disputes shall be resolved through binding arbitration administered by a recognized arbitration body, rather than in court. Arbitration will be conducted on an individual basis; class arbitrations and class actions are not permitted.

EU/UK Consumers: This arbitration clause does not affect your statutory rights to bring proceedings in your local courts under EU Regulation 1215/2012 or UK equivalent legislation.

11.4 Jurisdiction

Subject to the arbitration provisions above, the courts of England and Wales shall have exclusive jurisdiction over any disputes. EU consumers may also bring proceedings in their country of residence.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. When we make material changes:

• We will update the "Last Updated" date at the top of this page
• We will notify you via email or prominent website notice
• We will provide at least 30 days' notice for material changes affecting paid services
• Changes will take effect upon posting or on the date specified in the notice

Your continued use of the Services after changes take effect constitutes acceptance of the modified Terms. If you do not agree to the changes, you must discontinue use and may be entitled to a prorated refund for prepaid services.

13. Termination

13.1 Termination by You

You may terminate your account at any time by contacting us at contactus@0campus.com. Termination takes effect within 5 business days.

13.2 Termination by Us

We may suspend or terminate your access to the Services immediately, without notice, for:

• Violation of these Terms
• Fraudulent, illegal, or harmful activities
• Non-payment of fees
• Extended periods of inactivity
• Requests from law enforcement or government authorities
• Discontinuation or modification of Services

13.3 Effect of Termination

Upon termination:

• Your right to access and use the Services immediately ceases
• Your account and data may be deleted within 30 days
• You must cease all use of our intellectual property
• Provisions that by nature should survive (e.g., liability limitations, indemnification) will continue
• No refunds for prepaid fees unless required by law

14. General Provisions

14.1 Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and 0Campus regarding the Services and supersede all prior agreements and understandings.

14.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative.

14.4 Assignment

You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms to any affiliate or in connection with a merger, acquisition, or sale of assets.

14.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, or internet service failures.

14.6 Notices

Legal notices to 0Campus must be sent to contactus@0campus.com. We may provide notices to you via email to the address associated with your account or by posting on the website.

14.7 Relationship of Parties

Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and 0Campus. You have no authority to bind 0Campus in any manner.

15. Contact Information

If you have questions about these Terms of Service, please contact us: